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Your Independent Insurance Agency

Offering you strong, affordable, personalized coverage

For more than 40 years, T.W. Cooper Insurance Group has specialized in helping its clients choose just the right insurance solutions for their unique personal and business needs. Our independent agents throughout Pennsylvania, New York, New Jersey and Delaware offer coverage from the strongest national insurance brands – including ERIE, Progressive, Hartford and many more – but we work for you. That means we have the freedom to choose the best products for you, and we work on your side when you have a loss.

To talk with a local T.W. Cooper agent in your area about home, auto, business, life or health insurance, call (610) 282-1554 or email us, or learn more about our team and the independent agent advantage here.

Our Management Team

https://www.twcooperinsurance.com/about-us/meet-our-staff/#smale
Michael T. Smale
Michael T. Smale
https://www.twcooperinsurance.com/about-us/meet-our-staff/#wilkinson
Michael T. Smale
Thomas Wilkinson
https://www.twcooperinsurance.com/about-us/meet-our-staff/#carlin
Leo J. Carlin
Leo Carlin

Auto Insurance

Paying too much for auto insurance? With our flexible coverage options and expert service, you’ll know your vehicle is getting the best protection.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out how much we can save you on your policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about insurance needs. Let us find the best coverage at the best rates for you.
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Find Out How Much You Can Save Today

Recent News & Updates

Navigating Large Loss in a Small Business

Posted: May 19, 2024

Having your own business can be an extremely rewarding endeavor. All businesses encounter risks, but successful ones know how to approach those risks in a calculated and strategic fashion. However, even calculated decisions sometimes cannot predict situations that lead to financial loss. Specifically, business losses occur when operating expenses exceed the revenue earned during a certain period. A wide range of variables can lead to...

Spring Maintenance for Your Home & Car

Posted: May 16, 2024

Spring Maintenance for Your Home As spring rolls around, many homeowners should consider revitalizing their homes through post-winter maintenance. Winter can often damage a home, including its exterior, plumbing, and climate control systems. In anticipation of winter, try adding the tips below to your spring maintenance checklist. HVAC Maintenance During warmer seasons, air conditioning is more than just a luxury; it is a home essential....

Sharing the Road: The Do’s & Don’ts for Cyclists & Drivers

Posted: May 13, 2024

Streets and roads are not the exclusive domain of motor vehicles. In some areas, it contains cyclists as well as pedestrians. Prioritizing safety for everyone is paramount. Increased awareness of cyclists’ presence fosters a culture of mutual respect and caution. We can create a safer and more inclusive environment by respecting all road users and advocating safety measures. The Do’s for Cyclists Cyclists should heed...

What Happens if I Don’t Use My FSA Funds by the End of the Plan Year?

Posted: May 13, 2024

Given the complexities associated with the health insurance industry in the United States, more people are turning to tax-advantaged alternatives like Flexible Spending Accounts (FSAs) and Health Savings Accounts (HSAs). Employers offer FSAs as part of a group benefits package. Unfortunately, funds in an FSA are subject to a “use-it-or-lose-it” rule, where unused funds are forfeited at the end of the plan’s term. Therefore, strategic...

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
Click here to get an auto insurance quote with Erie Insurance "ERIE Auto Insurance Quote" (opens in new tab)
Click here to pay your Erie Insurance bill "ERIE Pay Your Bill" (opens in new tab)
Click here to use the Erie Insurance Life Insurance Calculator "ERIE Life Insurance Calculator" (opens in new tab)
Read what satisfied customers have said about T.W. Cooper Insurance Group.
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